San Diego, CA

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San Diego, CA

Buying a home in San Diego, California?

Know what to expect when living in San Diego, CA
Considering a move to San Diego, CA? We put properties in California under the PropertyLens to help prospective home buyers - like yourself - understand what living in San Diego, CA might be like. Here's what we found...
188

%

Quality of life score

1,381,549

Population

4.08%

Population Growth

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Quality of Life in San Diego, CA
San Diego is a beautiful city located in California with an average temperature of 64.2°. The city experiences 50.0% sky hours, meaning that it has a good balance of clear and cloudy days. With 68% of possible sunshine, residents can enjoy plenty of sunny days throughout the year. The city receives an annual rainfall of 10 inches and no snowfall. Earthquakes are a common occurrence with a magnitude of 0.4. San Diego has 40.27% clear days, 1256 heat days, 984 cool days, 11.51% rain days, and 0 snow days. The city has a high quality of life index of 188, which is well above the US average of 100. This is due to the city's pleasant weather, abundance of sunshine, and low amount of rain and snow. Additionally, San Diego offers a diverse and vibrant community with plenty of opportunities for outdoor activities, cultural experiences, and career growth.
Typical Weather
64.2°

F

Average Temp

50.0%

Sky Hours

68%

Percent Sun

10

in

Annual Rain

in

Annual Snow

0.4

Earthquake

147

/365

Clear Days

1256

/14,129

Heat Days

42

/365

Rain Days

/365

Snow Days

San Diego, CA

NeighborhoodLens for Home Buyers

From house hunting gotchas (like seller disclosure requirements, insurability and potential property damage risks) to neighborhood must-knows (like population growth and quality of life indicators) this guide can help you know what to expect to make an informed, confident home buying decision.

Real Estate Market

Home buying in

San Diego, California

Median Year Built

1981

Owner-Occupied

48.25%

Median Property Value

$672.2K

Renter-Occupied

51.75%

Overview

Real Estate Overview Data Needed

Why It Matters

Why It Matters Data Needed

Property Construction

Property Construction Data Needed

102,382

2010 or later

42,185

2000-2009

51,165

1990-1999

84,788

1980-1989

92,358

1970-1979

54,715

1960-1969

49,233

1950-1959

16,133

1940-1949

29,081

1939 or earlier

Property Values

Property Values Data Needed

9,763

$100k or less

7,518

$100k-200k

15,245

$200k-300k

40,201

$300k-400k

65,993

$400k-500k

174,640

$500k-750k

102,017

$750k-$1M

106,716

$1M or more

Population

Population Density & Growth in

San Diego, California

Top Population (2023)

1,381,549

Family Population

1M

Family Population %

76.82%

Household Forecast

4.95%

Population Density

4,239.4

Population Forecast

1,437,916

Non-Family Population

306K

Non-Family Population %

23.18%

Overview

San Diego is a city located in the state of California. As of 2023, the total population of San Diego is 1,381,549, with a population growth rate of 4.08%. The population density of San Diego is 4,239.4 people per square mile. This means that the city is relatively densely populated, with a large number of people living in a relatively small area. The non-family population in San Diego is 23.18%, while the family population is 76.82%. This indicates that the city has a diverse mix of both single individuals and families. The household forecast for San Diego is 4.95%, which suggests that the city is experiencing steady growth in terms of the number of households. In terms of housing, 51.75% of households in San Diego are renter-occupied, while 48.25% are owner-occupied. This indicates that there is a relatively equal mix of renters and homeowners in the city. The population of San Diego has been steadily increasing over the years, with a population of 1,224,483 in 2000, 1,304,467 in 2010, and 1,386,932 in 2020. The population is forecasted to continue growing, with a projected population of 1,437,919 in 2028.

Why It Matters

Population density and growth are important factors to consider for potential home buyers in San Diego. The high population density of the city means that there is a large number of people living in a relatively small area, which can lead to a more vibrant and diverse community. The steady population growth rate also indicates that the city is a desirable place to live, with a growing number of people choosing to make it their home. This can be attributed to the city's strong economy, beautiful weather, and diverse culture. Additionally, the mix of both renters and homeowners in the city provides a variety of housing options for potential buyers. The steady growth in the number of households also suggests a stable and growing housing market, making San Diego a great place to invest in a home.
Economic Factors

Income rates in

San Diego, California

Top Population (2023)

1,381,549

Population Growth Rate

4.08%

Family Population

1M

Owner-Occupied

48.25%

Population Density

4,239.4

Population Forecast

1,437,916

Non-Family Population

306K

Household Forecast

4.95%

Renter-Occupied

51.75%

Overview

San Diego is a city located in California with a total population of 1,381,549 people. The city has experienced a population growth rate of 4.08% over the past year, making it a popular destination for new residents. The population density of San Diego is 4,239.4 people per square mile, making it a relatively dense city. The majority of households in San Diego are owner-occupied, with 48.25% of households being owned by the residents. The city has a diverse population, with 1,013,852 family households and 305,987 non-family households. The median household income in San Diego is $90,966, while the average household income is $132,180. The personal income per capita is $51,010, with a total personal income of $70,472,974,248. San Diego is known for its high-income households, with 174 old and rich households and 147 young and rich households.

Why It Matters

Income rate information is crucial for potential home buyers as it provides insight into the economic stability and prosperity of a community. With a high median and average household income, San Diego is an attractive location for those looking to purchase a home. The city's high population growth rate and diverse population also indicate a strong and growing economy, making it a desirable place to live. Additionally, the presence of both old and rich households and young and rich households highlights the city's appeal to individuals of all ages and backgrounds. Overall, the income rates in San Diego demonstrate a thriving community with ample opportunities for growth and success.
$69B

Total Household Income

$399.1K

Median Household Income

$132.2K

Average Household Income

$69.5K

Personal Income per Capita

$70.5B

Total Personal Income

Crime & Safety

Crime in

San Diego, California

Mortality Index

74

/200

Mortality Index
Index out of 200

Rape Index

81

/200

Burglary Index

83

/200

Car Theft

113

/200

Murder Index

101

/200

Murder Index
Index out of 200

Assault Index

94

/200

Larceny Index

109

/200

Total Crime

95

/200

Overview

San Diego is a beautiful city located in California. It is known for its warm weather, stunning beaches, and diverse culture. However, like any other city, it also has its share of crime. According to the data, San Diego has a total crime index of 95, which is slightly lower than the national average of 100. This means that the overall crime rate in San Diego is relatively low compared to other cities in the United States. The city has a mortality index of 74, which is significantly lower than the national average of 100. This indicates that the chances of dying due to a crime in San Diego are lower than in other cities. Additionally, the city has a rape index of 81, burglary index of 83, murder index of 101, assault index of 94, and larceny index of 109. These numbers suggest that the city has a relatively low rate of violent crimes, but a slightly higher rate of property crimes.

Why It Matters

Crime information is crucial for potential home buyers as it gives them an idea of the safety and security of the community they are considering to move into. The lower mortality index in San Diego means that the city has a lower risk of violent crimes, making it a safer place to live. The higher burglary and larceny indexes indicate that residents should take necessary precautions to protect their homes and belongings. However, it is important to note that these numbers are still lower than the national average, which is a positive sign. Overall, the crime data shows that San Diego is a relatively safe city to live in, but it is always important to be aware of your surroundings and take necessary precautions to ensure your safety.
California

Buyer's Guide

Ready to buy?

Expect the unexpected

While it's nearly impossible to know everything about a home before you buy, there are ways to avoid unplanned, costly repairs after closing. It starts with knowing a property's history, assessing the current condition and evaluating future potential risks so you can negotiate, budget and buy with confidence.

Know The Property History

Knowing a property's past can help you plan and budget for future repairs and improvements

What are real estate seller disclosures?

Seller disclosures are legally required documents that a home seller must provide to a buyer, detailing any known issues or defects with the property. These disclosures are important because they give the buyer critical information about the home's condition, which could influence the decision to purchase or the price offered.

Key 

California

Required Disclosures

Fire Disclosure

Required

Flood Disclosure

Required

Pest Disclosure

Not Required

Lead Paint Disclosure

Required

Why Seller Disclosures Matter

Why Seller Disclosures Matter Data Needed

Places - Insights

Buyer Beware

You're probably asking yourself, "Wait, aren't homeowners required to disclose issues when selling? What gives?!"

Buyer Beware Data Needed

Pro Tip: Buy with Confidence

Consider running a PropertyLens report to get a detailed history of any property including prior damage, modifications and repairs, as well as, a customized BuyerLens list of findings and questions to ask the seller to fill in the knowledge gaps.

Assess Current Condition

Getting a thorough home inspection

What are home inspections?

A home inspection is a thorough evaluation of a property's condition, typically conducted by a professional home inspector. The inspection usually takes place after an offer has been accepted but before the sale is finalized. The inspector examines various aspects of the home, including the structure, electrical systems, plumbing, roofing, HVAC (heating, ventilation, and air conditioning), and more.

Why Home Inspections Matter

Why Home Inspections Matter Data Needed

Places - Home Inspection

Buyer Beware

After an open house, you may think, "But everything looks good. Do I really need an inspection?" The ideal answer is yes.

Buyer Beware Data Needed

Pro Tip: Buy with Confidence

Consider running a PropertyLens report to get current and historic roof imagery as well as our customized InspectorLens checklist before scheduling a home inspection. Being able to look back at a birds eye view can help you spot unpermitted changes to the property and get a sense for roof damage over time. While home inspections are a critical part of buying a property, inspectors can overlook key issues - intentionally or not. The PropertyLens Report InspectorLens is your secret weapon for getting the most out of your home inspection.

Anticipate Future Risks

Common Risks in

San Diego, California
Whether you choose to live in San Diego, CA or elsewhere, understanding the environmental perils that could impact homes in San Diego, CA is crucial for informed decision-making. PropertyLens provides insights and a full risk assessment for each property report in the continental US. These may include earthquake, wildfire, and flood. By being aware of these risks, homeowners - like you! - can better prepare and safeguard their properties against potential damages. Run a full PropertyLens Report on homes before you buy to get a full risk assessment.

Top 3 Property Damage Threats 

01

Earthquake

02

Wildfire

03

Flood

What is property insurance?

Property insurance is a type of coverage that protects homeowners against financial loss from various risks associated with their property. These risks can include damage from events like fire, theft, vandalism, storms, and other natural disasters. Property insurance typically covers the physical structure of the home, personal belongings inside the home, and liability for accidents that occur on the property.

Why It Matters

  1. Financial Protection: Property insurance provides a safety net by covering repair or replacement costs in case of damage to the home or belongings, helping to avoid significant out-of-pocket expenses.
  2. Mortgage Requirement: Most mortgage lenders require property insurance as a condition for lending. This ensures that their investment is protected in case of unforeseen events.
  3. Peace of Mind: Knowing that your home and belongings are protected against potential risks gives you peace of mind, allowing you to focus on enjoying your new home.
  4. Liability Coverage: Property insurance often includes liability coverage, protecting you if someone is injured on your property and decides to sue.
  5. Risk Management: It helps manage the financial risks associated with owning a home, ensuring that unexpected events don't lead to financial hardship.
Places - Future Risks

Buyer Beware

The top 3 property damage threats for this state are earthquakes, wildfires, and floods. California is known for its high risk of earthquakes due to its location on the San Andreas Fault. Wildfires are also a common risk in California, especially during the dry season. Floods can also be a concern, as heavy rainfall can lead to flash floods and mudslides.

Pro Tip: Buy with Confidence

Consider running a PropertyLens report to get key insurability factors to know ahead of time. Each PropertyLens Report includes an InsuranceLens which gives you customized premium estimates, the property risks That May Impact Premium or Require Additional Coverage and In-Depth Premium & Replacement Cost Factors to make sure your purchase is fully protected.

Avoid buyers remorse

with PropertyLens

All too often we hear the unfortunate stories of unforeseen issues that can cost you or your family thousands after closing. Don't be one of them.

Avoid Remorse 1

1.

Find properties

you LOVE

Whether you're just starting to house hunt or ready to make an offer, start by identifying properties you would consider buying.

Avoid Remorse 2

2.

Put them under the PropertyLens

In minutes, learn what sellers may be hiding and what to do about it with customized questions, inspection checklists, roof condition photos and SO MUCH MORE!

Avoid Remorse 3

3.

Buy with

confidence!

Avoid the regretful "If only I had known before I bought it!" With PropertyLens, you can be a home buying genius!